Loan programs for buyers in Texas and Florida.
A clear breakdown of every program I work with — conventional, FHA, VA, jumbo, self-employed, and first-time buyer options.
First-Time Buyer
Buying your first home in Texas or Florida. Conventional, FHA, and down payment assistance options — built for buyers new to the process.
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Self-Employed
Bank-statement and alternative-documentation loans for 1099 contractors, freelancers, and business owners. Qualify with deposits instead of tax returns.
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Conventional
The most widely-used residential loan in the country. Flexible on property type, competitive on overall cost, and available as low as 3% down for qualified buyers.
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FHA
Backed by the Federal Housing Administration. Lower down payment, flexible credit guidelines, and broadly available to first-time and repeat buyers.
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Jumbo
Financing for loan amounts above conventional conforming limits. Built for higher-value purchases in Texas and Florida markets where conforming caps fall short.
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VA
Benefits-backed financing for eligible service members, veterans, and surviving spouses. No down payment required for qualifying borrowers.
ExploreMost buyers don't know which program is right — that's my job.
Tell me where you are and I'll walk you through the programs you actually qualify for. No pressure, no application required to start.