Julia Kovalskiy

Begin Your Application

Ready when you are.

The full application takes about 15-20 minutes. You'll be redirected to my secure C2 borrower portal to fill it out. Everything you submit comes directly to me — no third parties, no data resale, no surprises.

Begin Application →

Opens in a new tab. You can pause and return to your application at any time.

Before You Begin

What you'll want handy.

  • Government-issued ID

    Driver's license or passport for each applicant.

  • Income documentation

    Last 2 years of W-2s, or 2 years of tax returns if self-employed.

  • Recent pay stubs

    30 days of most recent pay stubs.

  • Asset statements

    Last 2 months of bank, retirement, and investment account statements.

  • Property information

    Address or details of the property you're buying (if known).

  • Social Security Number

    Required for credit verification. Never shared outside C2's secure system.

Julia Kovalskiy · NMLS #2661068 · C2 Financial Corporation NMLS #135622 · Licensed in TX & FL · Equal Housing Opportunity